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Online Loans & Merchant Services. USA Loans & Merchant Services

A Funding Solution for Your Restaurant or Bar!

The Most Trusted Provider of Working Capital For Your Business Unsecured Funding approved in 48hrs. from $5,000 to $2,000,000

Learn More

Find Out How Much Your Business Qualifies For TODAY! Use this Form also for Unsecured Personal & Business Lines of Credit

95% of Applicants are APPROVED in 48-72hrs

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Get Up to $150,000 in Business Lines of Credit approved in 24hrs!

Draw Funds whenever you need!

Available credit replenishes as you repay!

 

Business Lines of Credit

A fast and flexible business line of credit

Get the security of a true revolving line of credit up to $150K. 

Draw whenever you want, pay only for what you use.

A fast and flexible business line CCC will obtain up to $150,000USD for a business LOC. 

 

Draw funds with a click of a button

Access your online dashboard from any computer or mobile device. Draw funds anytime in minutes. Repay in fixed installments over 6 or 12 months.

Transparent fees. Interest as low as 4.8%

No maintenance fees No unused credit fees No prepayment penalties

Sample pricing for $10,000 draw repaid after...
  6 months 12 months
Total repayment $10,479 $11,070

 

Draw from your credit line today

Your credit score should be about 620+ and you will be 95% approved.

 

Fast

• Approval in under 24 hours
• Once approved, draw down anytime for same-day cash in your bank account

Flexible

• Draw up to the max credit line whenever you want
• Pre-pay whenever you want with no fees to save BIG on interest
• True revolver - every payment replenishes your available capital for your next draw
• No fee on the unused amount
• “Better to have it & not need it, than to need it & not have it”

Offer Size

• Up to $150K on clean file (or behind a bank / SBA loan)
• Up to $35K when stacked. We will not go beyond 3rd position
• Rule of thumb: LOC size = 25-75% of monthly deposits
 
Eligibility Criteria

• Minimums: 620 FICO, $20K monthly deposits, 6 months TIB
• Maximums: Two NSFs in current month or five NSFs during past 2 months
• States unavailable: Kentucky, Nevada, New Hampshire, North Dakota, South Dakota, Tennessee, Vermont

Application

• Submit application 
• 3 months bank statements
• No closing stips
 

Step#1 FILL OUT THE FORM TO THE RIGHT on this website. 

Step#2 CCC will contact you and approve you in 24 -48 hrs.

Step#3 If approved, the process will start immediately. Very Easy! Very Fast! No upfront fees! Use the money as you wish no restrictions!

Businesses get the capital they need to grow or operate their business! In today’s market, raising the initial capital needed for your business is becoming increasingly more challenging. With conventional lenders not approving, more and more business owners are resorting to alternative lending vehicles. 

CCC have the sources to help you acquire working Capital through a unique proprietary lending platform consisting of multiple unsecured business and personal lines of credit. When SBA and Conventional Banks say NO! We Say YES!!!

Business Funding Made Simple

Many Other Funding Options Are Available:
Unsecured Lines of Credit * Start-up Funding * Equipment Leasing * Revenue Financing

Pre-Qualify

Pre-Qualify

With our 20 point checklist, you’ll learn   what the lenders are looking for, where   your business fundability strengths are,   and what path to take for funding.

Build Credit

Build Credit

Our Business Finance Suite lets you monitor your business credit reports in real-time as you build your business credit with direct integration with the reporting agencies.

Apply Today!

Fill Form to the right!

Get Funding

Get Funding

We can get you access to more funding options than any other single source on the planet. Most of our funding products are not available through conventional banks.



nGet Up to $200,000 in Unsecured Lines of Credit in 3-4 Weeks!

hnhbhhGet Up to $200,000 in Unsecured Lines of Credit in 3-4 Weeks!

Unsecured Business Lines of Credit

We help businesses obtain the capital they need to grow or operate their business! In today’s market, raising the initial capital needed for your business is becoming increasingly more challenging. With conventional lenders not approving, more and more business owners are resorting to alternative lending vehicles. The SBA reports that more than 80% of start-ups fail due to under-capitalization. Don’t be part of that statistic. No matter if you’re a start-up or an existing business just needing some working capital, we can help.

  • NO UPFRONT FEES!
  • Funding in as Fast as 10 Business days
  • No Income Documentation Required
  • Credit Lines Start as Low as 0% from 6-24 months
  • Typically Blended Rates after the Introduction Period are Approx 9.99%
  • Funding up to $200,000 *per borrower
  • No Prior Operator Experience Required
  • 100% Uncollateralized (signature based)

We have the sources to help you acquire working Capital through a unique proprietary lending platform consisting of multiple unsecured business and personal lines of credit. When SBA and Conventional Banks say NO! We Say YES!!! 

Business Funding Made Simple

Many Other Funding Options Are Available:
Unsecured Lines of Credit * Start-up Funding * Equipment Leasing * Revenue Financing

Pre-Qualify

Pre-Qualify

With our 20 point checklist, you’ll learn what the lenders are looking for, where your business fundability strengths are, and what path to take for funding.

Build Credit

Build Credit

Our Business Finance Suite lets you monitor your business credit reports in real-time as you build your business credit with direct integration with the reporting agencies.

 
Get Funding

Get Funding

We can get you access to more funding options than any other single source on the planet. Most of our funding products are not available through conventional banks.

Unsecured Business Lines of Credit

We help businesses obtain the capital they need to grow or operate their business! In today’s market, raising the initial capital needed for your business is becoming increasingly more challenging. With conventional lenders not approving, more and more business owners are resorting to alternative lending vehicles. The SBA reports that more than 80% of start-ups fail due to under-capitalization. Don’t be part of that statistic. No matter if you’re a start-up or an existing business just needing some working capital, we can help.

  • NO UPFRONT FEES!
  • Funding in as Fast as 10 Business days
  • No Income Documentation Required
  • Credit Lines Start as Low as 0% from 6-24 months
  • Typically Blended Rates after the Introduction Period are Approx 9.99%
  • Funding up to $200,000 *per borrower
  • No Prior Operator Experience Required
  • 100% Uncollateralized (signature based)

We have the sources to help you acquire working Capital through a unique proprietary lending platform consisting of multiple unsecured business and personal lines of credit. When SBA and Conventional Banks say NO! We Say YES!!! 

Business Funding Made Simple

Many Other Funding Options Are Available:
Unsecured Lines of Credit * Start-up Funding * Equipment Leasing * Revenue Financing

Pre-Qualify

Pre-Qualify

With our 20 point checklist, you’ll learn what the lenders are looking for, where your business fundability strengths are, and what path to take for funding.

Build Credit

Build Credit

Our Business Finance Suite lets you monitor your business credit reports in real-time as you build your business credit with direct integration with the reporting agencies.

 
Get Funding

Get Funding

We can get you access to more funding options than any other single source on the planet. Most of our funding products are not available through conventional banks.

Unsecured Business Lines of Credit

We help businesses obtain the capital they need to grow or operate their business! In today’s market, raising the initial capital needed for your business is becoming increasingly more challenging. With conventional lenders not approving, more and more business owners are resorting to alternative lending vehicles. The SBA reports that more than 80% of start-ups fail due to under-capitalization. Don’t be part of that statistic. No matter if you’re a start-up or an existing business just needing some working capital, we can help.

  • NO UPFRONT FEES!
  • Funding in as Fast as 10 Business days
  • No Income Documentation Required
  • Credit Lines Start as Low as 0% from 6-24 months
  • Typically Blended Rates after the Introduction Period are Approx 9.99%
  • Funding up to $200,000 *per borrower
  • No Prior Operator Experience Required
  • 100% Uncollateralized (signature based)

We have the sources to help you acquire working Capital through a unique proprietary lending platform consisting of multiple unsecured business and personal lines of credit. When SBA and Conventional Banks say NO! We Say YES!!! 

Business Funding Made Simple

Many Other Funding Options Are Available:
Unsecured Lines of Credit * Start-up Funding * Equipment Leasing * Revenue Financing

Pre-Qualify

Pre-Qualify

With our 20 point checklist, you’ll learn what the lenders are looking for, where your business fundability strengths are, and what path to take for funding.

Build Credit

Build Credit

Our Business Finance Suite lets you monitor your business credit reports in real-time as you build your business credit with direct integration with the reporting agencies.

 
Get Funding

Get Funding

We can get you access to more funding options than any other single source on the planet. Most of our funding products are not available through conventional banks.

- See more at: http://companycreditcapital.ca/index.php/lines-of-credit.html#sthash.jJiyclv0.dpuf

Unsecured Business Lines of Credit

We help businesses obtain the capital they need to grow or operate their business! In today’s market, raising the initial capital needed for your business is becoming increasingly more challenging. With conventional lenders not approving, more and more business owners are resorting to alternative lending vehicles. The SBA reports that more than 80% of start-ups fail due to under-capitalization. Don’t be part of that statistic. No matter if you’re a start-up or an existing business just needing some working capital, we can help.

  • NO UPFRONT FEES!
  • Funding in as Fast as 10 Business days
  • No Income Documentation Required
  • Credit Lines Start as Low as 0% from 6-24 months
  • Typically Blended Rates after the Introduction Period are Approx 9.99%
  • Funding up to $200,000 *per borrower
  • No Prior Operator Experience Required
  • 100% Uncollateralized (signature based)

We have the sources to help you acquire working Capital through a unique proprietary lending platform consisting of multiple unsecured business and personal lines of credit. When SBA and Conventional Banks say NO! We Say YES!!! 

Business Funding Made Simple

Many Other Funding Options Are Available:
Unsecured Lines of Credit * Start-up Funding * Equipment Leasing * Revenue Financing

Pre-Qualify

Pre-Qualify

With our 20 point checklist, you’ll learn what the lenders are looking for, where your business fundability strengths are, and what path to take for funding.

Build Credit

Build Credit

Our Business Finance Suite lets you monitor your business credit reports in real-time as you build your business credit with direct integration with the reporting agencies.

 
Get Funding

Get Funding

We can get you access to more funding options than any other single source on the planet. Most of our funding products are not available through conventional banks.

- See more at: http://companycreditcapital.ca/index.php/lines-of-credit.html#sthash.jJiyclv0.dpuf

Unsecured Business Lines of Credit

We help businesses obtain the capital they need to grow or operate their business! In today’s market, raising the initial capital needed for your business is becoming increasingly more challenging. With conventional lenders not approving, more and more business owners are resorting to alternative lending vehicles. The SBA reports that more than 80% of start-ups fail due to under-capitalization. Don’t be part of that statistic. No matter if you’re a start-up or an existing business just needing some working capital, we can help.

  • NO UPFRONT FEES!
  • Funding in as Fast as 10 Business days
  • No Income Documentation Required
  • Credit Lines Start as Low as 0% from 6-24 months
  • Typically Blended Rates after the Introduction Period are Approx 9.99%
  • Funding up to $200,000 *per borrower
  • No Prior Operator Experience Required
  • 100% Uncollateralized (signature based)

We have the sources to help you acquire working Capital through a unique proprietary lending platform consisting of multiple unsecured business and personal lines of credit. When SBA and Conventional Banks say NO! We Say YES!!! 

Business Funding Made Simple

Many Other Funding Options Are Available:
Unsecured Lines of Credit * Start-up Funding * Equipment Leasing * Revenue Financing

Pre-Qualify

Pre-Qualify

With our 20 point checklist, you’ll learn what the lenders are looking for, where your business fundability strengths are, and what path to take for funding.

Build Credit

Build Credit

Our Business Finance Suite lets you monitor your business credit reports in real-time as you build your business credit with direct integration with the reporting agencies.

 
Get Funding

Get Funding

We can get you access to more funding options than any other single source on the planet. Most of our funding products are not available through conventional banks.

- See more at: http://companycreditcapital.ca/index.php/lines-of-credit.html#sthash.jJiyclv0.dpuf

Unsecured Business Lines of Credit

We help businesses obtain the capital they need to grow or operate their business! In today’s market, raising the initial capital needed for your business is becoming increasingly more challenging. With conventional lenders not approving, more and more business owners are resorting to alternative lending vehicles. The SBA reports that more than 80% of start-ups fail due to under-capitalization. Don’t be part of that statistic. No matter if you’re a start-up or an existing business just needing some working capital, we can help.

  • NO UPFRONT FEES!
  • Funding in as Fast as 10 Business days
  • No Income Documentation Required
  • Credit Lines Start as Low as 0% from 6-24 months
  • Typically Blended Rates after the Introduction Period are Approx 9.99%
  • Funding up to $200,000 *per borrower
  • No Prior Operator Experience Required
  • 100% Uncollateralized (signature based)

We have the sources to help you acquire working Capital through a unique proprietary lending platform consisting of multiple unsecured business and personal lines of credit. When SBA and Conventional Banks say NO! We Say YES!!! 

Business Funding Made Simple

Many Other Funding Options Are Available:
Unsecured Lines of Credit * Start-up Funding * Equipment Leasing * Revenue Financing

Pre-Qualify

Pre-Qualify

With our 20 point checklist, you’ll learn what the lenders are looking for, where your business fundability strengths are, and what path to take for funding.

Build Credit

Build Credit

Our Business Finance Suite lets you monitor your business credit reports in real-time as you build your business credit with direct integration with the reporting agencies.

 
Get Funding

Get Funding

We can get you access to more funding options than any other single source on the planet. Most of our funding products are not available through conventional banks.

- See more at: http://companycreditcapital.ca/index.php/lines-of-credit.html#sthash.jJiyclv0.dpuf

What small business owners are saying about us

At Company Credit Capital, we strive to provide flexible financing solutions and exemplary service to small business owners. But don’t take our word for it. Below are some of the testimonials that our merchants have shared with us.

I have never worked with a company that has made things easier and had everything ready to go!

Steve, Restaurant in Florida

Company Credit Capital provided the short term financing we needed to make it over the rough terrain our business hit earlier in the year. Their process is straight forward and efficient and funding was much quicker than any other financing option. Thanks for your help in getting us back to calmer waters.

James, Auto Rental Business in Pennsylvania

For small businesses that accept credit cards, the merchant cash advance product is a great way to access needed cash to meet cash flow requirements and with a minimum amount of paperwork.

Chuck, Window Repair Business Owner in Texas

I remember sitting at my desk stressing about how long it would take me to save up enough money for new equipment I needed to help my business grow. I called Company Credit Capital, faxed my information and was approved. It was that easy. We were able to use the funds wisely and we made it work for us.

Ben, Auto Repair Shop Owner in California

Company Credit Capital has been invaluable to my company over the last few years. Our business was hit hard by the downturn in the economy. Because we struggled to stay open during that time, we were unable qualify to borrow from our banks. We found ourselves needing some upgrades to our restaurant. We had also gotten behind in our revenue taxes, and were watching penalties and interest increase at an alarming rate! I began to lose hope that we would ever get out of the hole we were in.

Our business had picked back up, but we couldn’t find anyone willing to help us due to our credit and tax situation. I learned about CCC through a friend of mine who was in the same situation. Over the last few years, CCC allowed us to pay off our back taxes, and got us the money to make the upgrades that we needed so badly, all within just a few days!

The people at CCC were helpful and understanding; and I would highly recommend them to any business like mine that is not in the position to go after conventional funding sources. Thanks CCC, I don’t know what we would have done without you!

Frank, Restaurant Owner in New York

If you can dream it, you can achieve it. I achieved my dreams with the great financial help from Business Financial Services. You have the business base to grow? Company Credit Capital are the people you need to know!

Jerry, Restaurant Owner in Florida

Payback is simple and my business may not be doing so well had it not been for the increased cash flow when needed!

Sherry, Retail Business Owner in Georgia

Company Credit Capital is extremely easy to work with. They also are friendly and timely.

Omar, Retail Electronics Owner in Mississippi

Company Credit Capital has really helped us grow our shop when times were difficult. I would recommend their services to anyone.

Daniel, Auto Shop Business Owner in Michigan

I have been dealing with CCC for over two years now and each time it gets easier to renew. It’s a good way to get some cash flow and not worry about having to worry about payments and a simple process!

Suzanne, Restaurant Owner in Colorado

In a time where credit for the small business owner is restricted, it is a blessing to have a company like CCC to buy our receivables.

Jack, Pet Store Owner in Illinois

I have been with the company for several years and enjoy the staff. The staff makes you feel like family and takes care of our business needs. The rapport I have with CCC is wonderful and will continue to have them serve my business needs.

Mr. Choy, Restaurant Owner in New York

The staff at CCC was extremely helpful and straight to the point about what they could do for me and, with a busy schedule, that’s what I like. They are very recommended for their patience and friendliness, I never felt rushed. They’re awesome!

 

Sam, Hair Salon Owner in Alaska

I was very pleased with the information I received. The request for documents was sent to me, I provided the needed information and the process went very smoothly. I was pleased with the professionalism and the way the process was completed.

Donna, Restaurant Owner in Utah

Thank you so much to CCC for handling my financial needs when I needed help. They were there for me with their friendly crew.

Joseph, Restaurant Owner in California

 

How do I know if my business qualifies for a merchant cash advance?

If your business has a physical location, there’s more than six (6) months left on your lease, you’ve been in business for at least six (6) months, and you process at least C$5,000 per month in debit/credit card sales, then you meet our basic qualifications! Find out exactly what you qualify for by filling out our online application form and a Relationship Manager will contact you within 24 hours.

Do I get a discount if I pay my balance early?

Yes – at any time you may pay the entire remaining balance of payments and get a 10% discount on this amount.

Does it matter who my debit/credit card processor is?

It does not matter who your current debit/credit card processor is. The automated system has been designed to work with all major processing companies. We do not need you to switch from your current processor – we are not in the business of payment processing, we are in the financing business!

How much does a merchant cash advance cost?

Applying for a merchant cash advance is absolutely free – there is no charge and no fees associated with the application process. The size of the fee for your merchant cash advance depends on a number of factors including the size of the advance, the size of your business, the industry you are in, the level of seasonality in your business, and the size of your average sale, among other things. Find out exactly what you qualify for by filling out our online application form and a Relationship Manager will contact you within 24 hours.

I am planning to buy equipment with my merchant cash advance. Can we setup the transaction as a form of secured equipment financing and save on my merchant cash advance fee?

Each situation is unique. Our Lenders maintain a flexible approach and have the resources to tailor financing solutions for a variety of circumstances. To the extent that you are using your merchant cash advance funds on new equipment, the transaction may be set up as equipment financing. If you have other collateral you are able to offer (personal property or otherwise), this may also be used to lower the cost of your advance. However, putting up collateral is completely optional. We just believe in giving you the choice so that we can offer you a better price! Please contact us to discuss the specifics of your situation.

Will bad credit affect my Application?

Although your credit score is a factor in the decision, there are many other factors that play into the decision of whether or not to advance cash to your business. Having excellent credit is not a pre-requisite. Also, your merchant cash advance will not affect your credit score. Apply now and see how much you qualify for!

How often do I have to make payments:

The process is fully automated so you never have to worry about making a payment. The Lender only gets paid when you get paid and the automated process collects a specified percentage of your debit/credit card sales on a daily basis. In the case of a merchant advance loan, a small fixed payment is electronically debited from your business bank account each business day. This continues until your balance is settled. Very easy with no worries!

I already have financing in place with a similar financing company. Can you replace my current cash advance at a lower cost or offer me more money?

Contact us to find out how much our Lender are able to offer you – the advance fees are very competitive and the advance may be able to pay off your existing balance if it is in your best interest! Fill the form out today!

Can the daily percentage change after the account has been funded?

No – once the daily retrieval percentage (or “withholding percentage”) has been set it stays the same until your outstanding balance has been satisfied. However, our Lender does the best to ensure that your business will remain profitable during the program. As such, the withholding percentage is small and typically set to between 2-10%.

What is the length of a typical merchant cash advance program?

By analyzing your historical debit/credit card sales volumes it will establish targets for the length of your merchant cash advance program. A program can be designed to last anywhere from 3-10 months and the amount of cash that can be advanced to you depends on the length of the program. However, the length of time it actually takes for it to get paid back depends on how well your business does (the lender doesn’t get paid until you get paid!). Apply now online and a Relationship Manager will contact you to discuss which options best suit your needs. Fill out the form today!

If I already have a business loan, does this impact my ability to get a merchant cash advance?

As long as you meet the easy qualification requirements you may be eligible for a merchant cash advance – because the product is not a loan (it is a purchase of a portion of your future debit/credit card receivables), then it is possible to provide cash for your business without affecting your other obligations. Please contact us by filling out the form to have a Relationship Manager discuss the specifics of your situation and to determine whether you are eligible for the merchant cash advance program. 95% of all applicants are approved!

What can my merchant cash advance be used for?

You can use your merchant cash advance for any business purpose. Examples of ways that business owners have successfully invested their merchant cash advance money include:

  • Advertising
  • Expansion
  • Equipment Repair
  • Working Capital
  • Inventory
  • Renovations
  • Buying Out a Partner
  • Debt Reduction
  • Tax Payments
  • Emergency Situations
How long will it take for me to receive my funding?

Funding can be provided for your business in as little as 3-4 business days upon receiving your completed application forms and documents. Fill out the easy form on the website today!

Who do I call if I have any questions?

After filling out the easy and fast form a Relationship Manager is happy to call and assist you: Monday – Friday 9:00am to 5:00pm

Success! Thank you for applying to the Partner Program!

Kindly check your email for Signup Verification, if you did not receive please check your spam emails.

Follow the next steps in the email to activate your account.

Welcome aboard and good luck!

A Great Alternative to Standard Business Loans

Do you need funding for your retail shop but lack the heavy collateral requirements that banks ask of you? If your business processes Visa/MasterCard/Interac and has been open for one year, apply for a merchant advance and receive funding of up to $250,000 per retail location!

Use the money at your discretion, whether it’s purchasing new inventory (make use of cash discounts with suppliers!) , launching an advertising campaign, building a second store, or hiring extra seasonal workers, the advances are tailored to your sales flow. You only pay if you make a sale. And your payback % remains fixed throughout the advance. Plus there are ZERO collateral requirements. Apply today!

Use it for..

  • Purchasing Inventory
  • Renovations
  • Advertising & Marketing
  • Acquisitions
  • Working Capital
  • Emergency Cash

Read Testimonials